The correction record

Corrections & accountability

When we get something wrong in public, we fix it in public. Every correction to a published fact appears here with its date, what it said before, what it says now, and why it changed, so this record can be trusted the way an outlet's record is trusted.

Every correction is timely, explicit, complete and transparent. It is made when the error is found. It says what was wrong. It changes everything the error touched, and it shows the original wording.

This site is now public. This page records material corrections to published facts and interpretations; mechanical fixes remain handled separately under the rule below.

Correction · 2026-10-29 · Claim C031

Earlier wording: “The bill that creates the VA partial claim also eliminates judicial review of VA's decision to take a secured interest in a veteran's defaulted home loan.”

Corrected wording: “The enacted VA Home Loan Program Reform Act makes VA decisions under 38 U.S.C. § 3732(a)(2) final and not subject to judicial review.”

Why it changed: The earlier register relied on a CBO description of H.R. 1815 and had not verified the enacted provision. Pub. L. 119-31 § 2(a)(1)(B)(iii) added 38 U.S.C. § 3732(a)(2)(C), limiting judicial review of decisions under that paragraph. The law separately provides in § 3737(f)(2) that individual Partial Claim decisions are final and not judicially reviewable. These are distinct provisions; neither statement establishes that all claims against a mortgage servicer or all challenges to general agency policies are barred. The claim register and Methods table now distinguish the enacted authority from the CBO estimate.

Correction · 2026-10-29 · Claim C061 / rebuttal PR-19

Earlier wording: “Two of the ten qualifying criteria were changed or added after the public comment window closed, so the people who commented commented on a different document.” The prior public explanation also said the prior-COVID-assistance exclusion was absent from the February draft.

Corrected wording: “Between the February draft and June final handbook guidance, VA replaced the draft's six-payment re-entry after a modification with a flat 24-month lockout; the prior-COVID-assistance restriction was already present as draft criterion 9 and was retained as final a.10.”

Why it changed: Review of the February draft found that its criterion 9 already included prior assistance through a § 3737 Partial Claim, the COVID-19 Veterans Assistance Partial Claim, or a COVID Refund Modification. The final retained that restriction as a.10. The change established by this comparison is in a.7: six monthly payments since the most recent modification became a 24-month lockout. We corrected claim C061, How the Rule Changed, and the affected rebuttal explanations. The underlying exclusion remains consequential; it was not newly introduced after the comment period.

Correction · 2026-09-18

A factual review of Current Status corrected several statements that went further than their sources supported. The earlier 160,000+ campaign total was removed because the component populations overlap and the overlap has not been established; C003 is retained as PROJECT ANALYSIS only to document that corrected historical arithmetic and must not be used as an unduplicated total. The 15,000+ figure is attributed to the Senate hearing statement; the ~90,000 figure is dated to its April 2026 report; the Dec. 12, 2024 warning is no longer presented as documented fact while its source is pending; the VA/FHA comparison no longer implies causation; the ~31,500 active-foreclosure figure remains a VFC-derived estimate with its calculation shown; and the 58,000+ figure is cited to the organizations that reported it rather than described as VFC-derived subtraction. On September 22, the claims register and remaining public 160,000+ uses were reconciled with this correction.

Working notes written while the site was being built are not corrections and are not kept on this page. They are held in the project archive.

Mechanical fixes are handled differently. Spelling, punctuation, a broken link, a typo that changes nothing about a claim: fixed without a note. Anything that changes what a reader would take away, a figure, a date, a name, a characterisation of what someone said or did, gets a dated entry here, every time.

We correct errors we find ourselves, not only the ones reported to us. Figures carry a last-verified date and are re-checked; a check that finds an error makes a correction on the same terms. This record is kept as one list so that the pattern of errors, not only each one, is visible.

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