The dated record
News & record
Every hearing, congressional action, program event, statement, and press item on this crisis, in reverse-chronological order, each with its source. Where a citation is still being pinned, the entry is marked.
Latest dated event in this register: September 1, 2026
Page built from the current register: September 22, 2026
Entries are never removed; superseded items are dated and kept. Full chronology on the timeline; every underlying claim is source-linked on Evidence. Download the raw record: news.csv.
Three dates decide what the next update to this record looks like
Each one is already set: by the calendar, by the record, or by VA’s own transmittal.
Oct 28, 2026 · Four years since the COVID partial claim expired with nothing to replace it. The gap that followed is the middle of this record. T002
Nov 3, 2026 · Election Day. The Congress that oversees VA for the next two years is chosen.
Nov 28, 2026 · VA’s own deadline for every mortgage company (the loan servicer) to offer the partial claim. This is the deadline for implementation across servicers; some have already announced rollout. T023
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September 2026
Sep 1, 2026
Program eventVA’s VALERI 26.7 release added system enhancements supporting VA Partial Claim data tracking, troubleshooting and auditing.
S292. System implementation evidence; does not show how many borrowers have received a Partial Claim or which servicers are live.
August 2026
Aug 13, 2026
Program guidanceVA published borrower-facing foreclosure-avoidance guidance that includes the new Partial Claim and tells borrowers to work through their mortgage servicer.
S295. Guidance for eligible borrowers; does not establish servicer-by-servicer implementation.
Aug 11, 2026
Program eventVA issued Circular 26-26-2 on terminating VA-guaranteed loans where VA has a Partial Claim interest.
S294. Circular issuance; does not establish servicer rollout or borrower uptake.
Aug 6, 2026
Industry implementationHousingWire reported that Pennymac said it had implemented the new VA loss-mitigation waterfall and Partial Claim ahead of the November 28 deadline.
S293. Secondary reporting of a Pennymac statement; VFC has not registered a Pennymac primary announcement. Retained as a news/source record, not a verified servicer-status row.
July 2026
Jul 30, 2026
Program eventVA’s VALERI 26.6 release continued implementation of standardized Partial Claim submissions and added cancellation handling for Partial Claim trial-payment-plan events.
S292. System implementation evidence; does not show borrower uptake or which servicers are live.
Jul 23, 2026
Industry analysisIndustry loss-mitigation executive warns FHA and VA foreclosures could more than double by next fall; VA borrowers who defaulted at ~4% being modified to ~7.125%
Practitioner forecast, not a measured projection
Jul 16, 2026
Congressional actionHouse debated H.R. 9237; motion to recommit failed 210–211, and further proceedings were postponed. No final passage vote was recorded.
S040; S210. Do not characterize as withdrawn, failed, or passed. The failed vote was the motion to recommit.
Jul 16, 2026
Market dataATTOM mid-year report: 227,548 US properties with foreclosure filings in H1 2026, up 21% YoY and 28% above H1 2024
Counts all residential property, not veteran households
Jul 14, 2026
HearingHVAC Economic Opportunity Subcommittee family-witness hearing cancelled (second time)
Cancelled twice (June 25 and July 14, 2026); no reschedule announced
June 2026
Jun 25, 2026
HearingHVAC Economic Opportunity Subcommittee family-witness hearing cancelled (first time)
First of two cancellations
Jun 23, 2026
Congressional actionHouse Rules Committee meeting on the Take Care of America's Veterans Act (H.R. 9237) (Ranking Member Takano remarks)
Fullest public record of the cancellations; Takano confirmed the majority cancelled the subcommittee hearing
Jun 23, 2026
Press coverageLocal broadcast coverage: VA home foreclosures surge; veterans urged to contact servicers early
Jun 15, 2026
Program eventVA launched the Partial Claim Program; stated it helped 173,000 avoid foreclosure in FY2025; servicer deadline Nov 28, 2026
173,000 figure UNVERIFIED · HELD (C010); agency launch; servicer implementation varies during the period ending November 28, 2026 (S025)
Jun 15, 2026
StatementNCLC: the VA must pause foreclosures until the new assistance program is actually accessible
Pause-until-operational demand
Jun 15, 2026
LegislationStars and Stripes: VA home loan refinancing fee would nearly triple under GOP-led bill, same day as the Partial Claim launch
Jun 1, 2026
Program eventVA published final M26-4 Ch. 5 + Ch. 22 loss-mitigation / Partial Claim policy (Transmittal Sheets 13-14); servicers get 180 days from this date
Final M26-4 handbook policy; source of the VA-added eligibility barriers
May 2026
May 26, 2026
Congressional actionRep. Pappas + 27 colleagues (28 signers) demand a targeted VA foreclosure moratorium
Letter text says 10,000+, predates the 15,000+ update
May 20, 2026
StatementSen. Blumenthal put the 15,000+ foreclosed figure on the record at the SVAC hearing
Source for the 15,000+ figure (C001)
May 14, 2026
Market dataMBA National Delinquency Survey Q1 2026: FHA delinquency 11.88%, VA 4.99%, conventional 2.75%
Quarterly survey data
April 2026
Apr 2, 2026
PressNPR investigation: the VA killed a home-loan program that was saving veterans from foreclosure
90,000+ behind via ICE data (C002)
March 2026
Mar 12, 2026
Industry commentMBA and CHLA each ask VA for at least 180 days of servicer lead time; MBA warns the draft would leave veterans substantially worse off than Fannie/Freddie/FHA borrowers
July 2025
Jul 30, 2025
Congressional actionH.R. 1815 (VA Home Loan Program Reform Act) signed into law
Permanent partial-claim authority + directed waterfall (C006)
May 2025
May 20, 2025
PressTakano–Pappas press conference; NCLC and National Fair Housing Alliance call for a foreclosure moratorium
Moratorium call from advocates
May 1, 2025
Program eventVASP terminated, effective May 1, 2025, on roughly eight days' notice
VASP launched 5/31/24; killed 5/1/25 (C008)
March 2025
Mar 1, 2025
StatementMortgage Bankers Association warns ending VASP means 'Foreclosure. Period.'
Foreseeability: warned before VASP was killed (S009)
February 2024
Feb 17, 2024
PressNPR: veterans pushed toward foreclosure after the COVID-forbearance bait-and-switch
Original reporting on the forbearance trap
Every hearing, letter, program event and press item
Reverse-chronological. Newest first. Each entry links to its own source.
Oct 28, 2022
The COVID-19 partial claim expires. No replacement tool exists for VA borrowers exiting forbearance.
PENDING CITATION Source S052
Feb 15, 2024
House Veterans' Affairs Committee hearing. The partial claim gap and foreclosure exposure are raised directly.
DOCUMENTED FACT Source S056
Jul 30, 2025
H.R. 1815 signed into law. Both chambers passed it by voice vote.
DOCUMENTED FACT Source
Mar 26, 2026
NCLC testifies that the draft policy would push roughly 30,000 veterans into average payment increases.
DOCUMENTED FACT Source
Apr 2, 2026
NPR reports that the VA's decision to end its rescue program is driving veteran foreclosures.
DOCUMENTED FACT Source
May 20, 2026
Senate Veterans' Affairs Committee. Sec. Collins commits under oath to a June 15, 2026 standup date.
DOCUMENTED FACT Source
May 26, 2026
Twenty-eight members of Congress, led by Rep. Chris Pappas, demand a targeted foreclosure moratorium.
DOCUMENTED FACT Source
~Jun 15, 2026
NCLC launch-day release renews the demand that VA direct servicers to hold off foreclosing.
DOCUMENTED FACT Source
Jun 19, 2026
Military.com reports the launched program carries equity-stripping and re-foreclosure risk.
DOCUMENTED FACT Source
Every entry above is set in this page, with its own source. For the same events in chronological order, see the Timeline.